.guide-index-hero,.guide-article-hero{padding:25px 0 70px;background:var(--soft,#f5f7fa)}
.guide-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:#667085;font-size:12px;line-height:1.7;margin-bottom:56px}
.guide-breadcrumb a:hover{color:var(--blue,#2455f5)}
.guide-index-hero h1,.guide-article-hero h1{max-width:900px;font-size:clamp(34px,4.5vw,60px);font-weight:750;letter-spacing:-.055em;line-height:1.3;word-break:keep-all;text-wrap:balance}
.guide-index-hero .eyebrow,.guide-article-hero .eyebrow{margin-bottom:20px}
.guide-index-lead,.guide-article-lead{max-width:760px;font-size:17px;line-height:1.9;color:#536075;margin-top:25px;word-break:keep-all}
.guide-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}
.guide-card{min-width:0;display:flex;flex-direction:column;padding:30px;border:1px solid var(--line,#e5e7eb);border-radius:6px;background:#fff}
.guide-card-meta{display:flex;justify-content:space-between;align-items:center;gap:12px;color:var(--blue,#2455f5);font-size:11px;letter-spacing:.03em;font-weight:650;margin-bottom:30px}
.guide-card-meta span:last-child{color:#667085;font-variant-numeric:tabular-nums}
.guide-card h2{margin:0 0 20px;font-size:24px;line-height:1.45;letter-spacing:-.04em;word-break:keep-all}
.guide-card h2 a:hover{color:var(--blue,#2455f5)}
.guide-card>p{margin:0 0 30px;color:#667085;line-height:1.9;font-size:14px;word-break:keep-all}
.guide-card-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-top:auto;padding-top:22px;border-top:1px solid var(--line,#e5e7eb)}
.guide-card-bottom time{font-size:11px;color:#667085;font-variant-numeric:tabular-nums}
.guide-card-bottom .text-link{gap:8px;font-size:12px;line-height:1.6;word-break:keep-all}
.guide-card-bottom svg{width:16px;height:16px}
.guide-index-note{margin:36px 0 0;color:#667085;font-size:14px;line-height:1.9;max-width:850px;word-break:keep-all}
.guide-index-closing{padding:60px 0;background:#eef2ff}
.guide-index-closing>.container{display:flex;align-items:center;justify-content:space-between;gap:36px}
.guide-index-closing h2{font-size:29px;line-height:1.5;letter-spacing:-.04em;word-break:keep-all}
.guide-index-closing p:not(.eyebrow){margin-top:17px;font-size:14px;line-height:1.8;color:#536075;word-break:keep-all}
.guide-index-closing .button{flex-shrink:0}
.guide-article-hero h1{max-width:920px;font-size:clamp(34px,4vw,53px)}
.guide-article-lead{max-width:830px}
.guide-publication{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:30px;color:#667085;font-size:12px;line-height:1.7}
.guide-reading-layout{display:grid;grid-template-columns:255px minmax(0,1fr);gap:80px;align-items:start;padding-top:65px;padding-bottom:80px}
.guide-toc{position:sticky;top:115px;font-size:13px;line-height:1.8}
.guide-toc nav>p{font-weight:700;margin:0 0 18px}
.guide-toc ol{padding:0 0 0 19px;margin:0;color:#667085}
.guide-toc li{padding:0 0 13px 4px;word-break:keep-all}
.guide-toc a:hover{color:var(--blue,#2455f5)}
.guide-service-link{display:flex;align-items:center;justify-content:space-between;gap:10px;border-top:1px solid var(--line,#e5e7eb);padding-top:24px;margin-top:18px;font-weight:650;color:var(--blue,#2455f5)}
.guide-service-link svg{width:18px;height:18px;flex-shrink:0}
.guide-reading-body{min-width:0;max-width:810px}
.guide-answer{padding:27px 30px;border-left:3px solid var(--blue,#2455f5);background:#f5f7fc;margin-bottom:52px}
.guide-answer .guide-answer-label{color:var(--blue,#2455f5);font-weight:700;font-size:12px;margin:0 0 12px}
.guide-answer>p:last-child{font-size:16px;line-height:1.9;color:#39445a;margin:0;word-break:keep-all}
.guide-section{padding-top:30px;margin:0 0 55px;border-top:1px solid var(--line,#e5e7eb);scroll-margin-top:110px}
.guide-section-number{font-size:11px;letter-spacing:.04em;color:var(--blue,#2455f5);font-weight:650}
.guide-section h2{margin:13px 0 23px;font-size:29px;line-height:1.5;letter-spacing:-.045em;word-break:keep-all}
.guide-section>p,.guide-check-item>p,.guide-faq>p{color:#536075;font-size:16px;line-height:1.95;word-break:keep-all;margin:0 0 21px}
.guide-check-items{margin-top:25px}
.guide-check-item{padding:22px 0;border-top:1px solid #edf0f4}
.guide-check-item h3,.guide-faq h3{font-size:18px;font-weight:700;line-height:1.6;letter-spacing:-.025em;margin:0 0 10px;word-break:keep-all}
.guide-check-item>p{margin:0;font-size:15px}
.guide-checklist{list-style:none;padding:0;margin:25px 0 0}
.guide-checklist li{position:relative;padding:15px 0 15px 28px;border-top:1px solid #edf0f4;font-size:15px;line-height:1.85;color:#39445a;word-break:keep-all}
.guide-checklist li:before{content:'✓';position:absolute;left:0;color:var(--blue,#2455f5);font-weight:700}
.guide-section>.guide-note{font-size:13px;margin:24px 0 0;padding:20px 23px;background:#f5f7fa;color:#536075;line-height:1.9}
.guide-table-wrap{margin:28px 0 0;overflow-x:auto}
.guide-table{width:100%;border-collapse:collapse;text-align:left;font-size:14px;line-height:1.9;color:#536075}
.guide-table caption{text-align:left;margin-bottom:14px;color:#39445a;font-size:13px;font-weight:650}
.guide-table th,.guide-table td{padding:17px 20px;border-bottom:1px solid #e5e7eb;vertical-align:top;word-break:keep-all}
.guide-table thead th{background:#f5f7fa;color:#39445a;font-weight:650}
.guide-table tbody th{color:#39445a;font-weight:650;width:30%}
.guide-template{margin:28px 0 0;padding:8px 25px;background:#f5f7fa;border:1px solid #e5e7eb;border-radius:5px}
.guide-template>div{display:grid;grid-template-columns:130px minmax(0,1fr);gap:18px;padding:17px 0;border-bottom:1px solid #e1e5eb;font-size:14px;line-height:1.8;word-break:keep-all}
.guide-template>div:last-child{border-bottom:0}
.guide-template dt{font-weight:650;color:#39445a}
.guide-template dd{margin:0;color:#667085}
.guide-questions{margin-bottom:45px}
.guide-questions>.eyebrow{margin-top:7px}
.guide-faq{padding:23px 0;border-bottom:1px solid var(--line,#e5e7eb)}
.guide-faq>p{font-size:15px;margin:0}
.guide-next-step{padding:34px;background:#eef2ff;border-radius:6px}
.guide-next-step h2{font-size:28px;line-height:1.5;letter-spacing:-.04em;word-break:keep-all}
.guide-next-step>p:not(.eyebrow){margin:18px 0 24px;font-size:15px;color:#536075;line-height:1.9;word-break:keep-all}
.guide-next-step .button{gap:32px}
.guide-next-step>.guide-submit-note{font-size:12px!important;line-height:1.9!important;margin:20px 0 0!important}
.guide-related{background:#f5f7fa}
.guide-related-heading{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:33px}
.guide-related-heading h2{font-size:32px;line-height:1.5;letter-spacing:-.04em;word-break:keep-all}
.guide-related-heading .text-link{font-size:13px;gap:14px}
.guide-card-grid-related{grid-template-columns:repeat(2,minmax(0,1fr))}
@media(max-width:1199px){.guide-card{padding:25px}.guide-card h2{font-size:22px}.guide-reading-layout{grid-template-columns:220px minmax(0,1fr);gap:45px}.guide-section h2{font-size:27px}}
@media(max-width:959px){.guide-card-grid{grid-template-columns:1fr}.guide-card{padding:30px}.guide-card-meta{margin-bottom:22px}.guide-card h2{font-size:25px;max-width:650px}.guide-card>p{max-width:680px}.guide-card-bottom{justify-content:flex-start;gap:28px}.guide-reading-layout{grid-template-columns:190px minmax(0,1fr);gap:30px}.guide-toc{top:100px;font-size:12px}.guide-section h2{font-size:25px}.guide-template>div{grid-template-columns:105px minmax(0,1fr);gap:13px}.guide-table th,.guide-table td{padding:14px}.guide-card-grid-related{grid-template-columns:1fr}.guide-index-closing>.container{align-items:flex-start;flex-direction:column}}
@media(max-width:767px){.guide-index-hero,.guide-article-hero{padding:21px 0 43px}.guide-breadcrumb{font-size:11px;gap:7px;margin-bottom:34px}.guide-index-hero h1,.guide-article-hero h1{font-size:34px;line-height:1.4;letter-spacing:-.05em}.guide-index-hero h1 br{display:none}.guide-index-lead,.guide-article-lead{font-size:14px;line-height:1.95;margin-top:22px}.guide-index-lead br{display:none}.guide-card{padding:25px}.guide-card h2{font-size:23px;line-height:1.5;margin-bottom:16px}.guide-card-meta{margin-bottom:22px}.guide-card>p{font-size:14px;line-height:1.9;margin-bottom:23px}.guide-card-bottom{gap:15px;justify-content:space-between}.guide-index-note{font-size:13px;margin-top:28px}.guide-index-closing{padding:43px 0}.guide-index-closing h2{font-size:27px}.guide-index-closing>.container{gap:26px}.guide-publication{font-size:11px;gap:6px 15px;margin-top:25px}.guide-publication>span:first-child{width:100%}.guide-reading-layout{display:block;padding-top:35px;padding-bottom:55px}.guide-toc{position:static;font-size:13px;padding-bottom:28px;margin-bottom:32px;border-bottom:1px solid #e5e7eb}.guide-toc ol{padding-left:18px}.guide-toc li{padding-bottom:10px}.guide-service-link{font-size:13px;margin-top:12px;padding-top:18px}.guide-answer{padding:23px;margin-bottom:35px}.guide-answer>p:last-child{font-size:14px;line-height:1.95}.guide-section{padding-top:25px;margin-bottom:38px;scroll-margin-top:90px}.guide-section h2{font-size:25px;margin:12px 0 20px;line-height:1.5}.guide-section>p,.guide-check-item>p,.guide-faq>p{font-size:14px;line-height:1.95}.guide-check-item{padding:20px 0}.guide-check-item h3,.guide-faq h3{font-size:17px}.guide-checklist li{font-size:14px;padding-top:13px;padding-bottom:13px}.guide-section>.guide-note{padding:18px;font-size:12px;margin-top:20px}.guide-table{font-size:13px}.guide-table th,.guide-table td{padding:14px 12px}.guide-table tbody th{width:31%}.guide-template{padding:6px 19px}.guide-template>div{display:block;padding:15px 0;font-size:13px}.guide-template dd{margin-top:5px}.guide-next-step{padding:25px}.guide-next-step h2{font-size:25px}.guide-next-step>p:not(.eyebrow){font-size:14px;margin:17px 0 23px}.guide-next-step .button{width:100%;justify-content:space-between;font-size:14px;padding:14px 19px}.guide-related-heading{display:block;margin-bottom:26px}.guide-related-heading h2{font-size:28px}.guide-related-heading .text-link{margin-top:20px;font-size:12px}}
@media(max-width:374px){.guide-index-hero h1,.guide-article-hero h1{font-size:30px}.guide-card{padding:22px}.guide-card h2{font-size:21px}.guide-card-bottom{display:block}.guide-card-bottom .text-link{display:flex;justify-content:space-between;margin-top:14px}.guide-table th,.guide-table td{padding:12px 9px}.guide-next-step{padding:22px}}